With different events happening in your life, it’s the time to take a look at your personal finances and see where you can make savings in order to ensure un-preventing events don’t leave a gaping hole in your pocket for the first few months of the year.
We all know about the importance of saving money on our electricity bills, turning down the heating when we can, and shopping around to find the cheapest deal, but not as many consumers seem to be quite as aware of how to save some precious cash on their home insurance quotes. Luckily, it isn’t as tricky as you may think to save a few pennies on your home insurance policy.
Tips to Follow
Simply follow these straightforward tips and you’ll be on the road to financial freedom as the winter months progress before you know it. Firstly, if you’re looking for both buildings and contents insurance, make sure you buy them as a joint policy from the same company. You’re likely to make significant savings this way. Secondly, think outside the box regarding saving money on your premium. Make your home as secure as possible, join a Neighbourhood Watch scheme, or Install a visible burglar alarm. You can also consider fitting bars on your windows if you live on the ground floor of a flat in a slightly dodgy area, and fitfully approved locks.
Fire risk can also be reduced significantly by fitting smoke alarms and testing the batteries regularly. Thirdly, always shop around before making a purchase, but ensure you’re comparing like for like policies as this isn’t always immediately apparent. Check what deals specific companies are offering as many will offer significant discounts for purchasing online or for buying buildings and home contents insurance together at the same time.Lastly, remember that the fewer claims you make, the lower your future premium, so think twice before making a claim when you don’t have to.